Summary
Date Posted: Tuesday, September 08, 2020 , Base Salary: Not Disclosed

JOB DETAILS:
At Cogebanque we believe our Employees are the bridge to achieving our business development goals and creating sustainable social and economic change in our society. We make it our priority to ensure their growth and comfort while working with the Bank. Apart from organizing frequent training, career-building sessions, and team-building workshops for our Employees, we facilitate you to enjoy our wide range of services and products at favorable terms that ultimately could help you achieve your personal goals. In view of the above, Cogebanque Plc is looking for Internal & External for inspired innovators, self-driven, and highly creative personalities to collaborate with the Bank in taking it to the next level of success. If you feel you have what it takes, we would like to hear from you by applying for the below position/s. .

Key Responsibilities:
Credit Analysis
• Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money;
• Complete loan applications, including credit analyses and summaries of loan requests,and submit to loan committees for approval
• Generate financial ratios, using computer programs, to evaluate customers' financial status;
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the banking industry;
• Review individual or commercial customer files to identify and select delinquent accounts for collection;
• Periodic analysis of non-performing loans and make recommendations to management;
Reporting
• Prepare reports that include the degree of risk involved in extending credit or lending money;
• Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity
Customer Service
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Credit committee meanings

Job Skills: Not Specified

Job Requirements
• BBA (Financ Job Requirementse or Accounting), Bachelor’s Degree in Economics or Management
• 3 years as a lending/credit officer in the lending field in a large financial institution
• Ability to work under minimal supervision
• Excellent oral and written communication
• High level of creativity and innovation
• Good planning and organization skills
• Excellent analytical skills
• Good problem solving and analysis
• Excellent relationship building and networking

Job Education Requirements: Not Specified

Job Experience Requirements: Not Specified

Work Hours: 8

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Job application procedure
If the position described below speaks to you, send us your application (Application letter + detailed CV) via email at jobvacancies@cogebank.com  by or before 18th September 2020 marking the subject as “The Job You Are Applying for”. i.e. ”Corporate and SME Loan Analyst

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