Background

INGANJI SACCO RUBAVU refers to a District Savings and Credit Cooperative (D-SACCO) established following the consolidation of 12 Umurenge Savings and Credit Cooperative (USACCO's) operating within RUBAVU District, in accordance with the Government of Rwanda SACCO's consolidation framework and under the supervision of the National Bank of Rwanda (BNR) INGANJI SACCO RUBAVU is looking for qualified, competent, committed, proactive and self-motivated individual to occupy the following position.

Branch Business Manager

Department: Head of Operation

Reporting to: Head of Operation.

Number of positions: 2

Job Summary

We invite applications for the position of Branch Business Manager. The Branch Business Manager at Inganji SACCO Rubavu is a Branch senior leadership role responsible for driving business growth, operational excellence, and high-quality service delivery within the branch. The Branch Business Manager leads the branch team to achieve strategic targets in membership growth, savings mobilization, loan portfolio performance, and overall financial performance. They ensure that all branch activities comply with SACCO policies, cooperative governance standards, and regulatory requirements, while promoting strong relationships with members and the local community

Duties and Responsibilities:

Under the supervision and guidance of the Head of Operation: The Branch Business Manager;

• Collect information related to the establishment of profitable projects in accordance with the current vision;
• Encourage and motivate members and clients in general to save and deposit in the form of performance contracts;
• Submit timely reports to the relevant authority within the specified time frame;
• Comply with and support internal controls and procedures and obtain reliable management information for the branch;
• Implement decisions of the board of directors;
• To develop and expand the branch in all activities in accordance with the Cooperative's mission;
• To analyze, manage and report on the problems' root causes and serious problems at the branch level;
• To monitor and improve internal controls at the branch level;
• To ensure that branch staff work effectively and in accordance with the Cooperative's mission and objectives;

Qualifications & Experience required:

• At least Bachelor's degree in Economics, Business Administration, Finance or related topics.
• Minimum 3 years of working in the microfinance and banking industry.
• In-depth understanding of banking processes.
• Focused on customer service.
• Encouraging to team and staff, able to mentor and lead.
• Eager to expand branch with new accounts, clients, and businesses.
• Experienced at compiling and following strict budgets.
• Able to multitask, prioritize, and manage time efficiently.
• Knowledge of saving policies, loan management, finance, accounting, budgeting, cost accounting.
• Fluency in spoken and written English.
• Knowledge of French is added advantage.
• Excellent organizing, recording and filing skills.
• Strong dedication to accuracy and efficiency

• Collect information related to the establishment of profitable projects in accordance with the current vision;
• Encourage and motivate members and clients in general to save and deposit in the form of performance contracts;
• Submit timely reports to the relevant authority within the specified time frame;
• Comply with and support internal controls and procedures and obtain reliable management information for the branch;
• Implement decisions of the board of directors;
• To develop and expand the branch in all activities in accordance with the Cooperative's mission;
• To analyze, manage and report on the problems' root causes and serious problems at the branch level;
• To monitor and improve internal controls at the branch level;
• To ensure that branch staff work effectively and in accordance with the Cooperative's mission and objectives;

• In-depth understanding of banking processes.
• Focused on customer service.
• Encouraging to team and staff, able to mentor and lead.
• Eager to expand branch with new accounts, clients, and businesses.
• Experienced at compiling and following strict budgets.
• Able to multitask, prioritize, and manage time efficiently.
• Knowledge of saving policies, loan management, finance, accounting, budgeting, cost accounting.
• Fluency in spoken and written English.
• Knowledge of French is added advantage.
• Excellent organizing, recording and filing skills.
• Strong dedication to accuracy and efficiency

• At least Bachelor's degree in Economics, Business Administration, Finance or related topics.