Job Purpose: To evaluate credit applications for subsequent disbursements on existing approved composite line and mortgages. Identify loan issues and follow-up with Credit Operations and IT department for the resolution. Validate approved loans list to be charged-off before being sent to Credit Operations for Charge-off.

Main Responsibilities:

• Ensure compliance with Bank credit policies, and regulatory requirements and best practice in the appraisal process with a view to minimizing credit risk.
• Ensure compliance with service standards as per SLA terms to support business growth and minimize the TAT.
• Review and submit the recommendation to the Supervisor on the credit applications for subsequent disbursements on Mortgage Loans, Invoice Discount Finance, Local Purchasing Order and Bank Guarantees under the existing
• approved composite line.

Manage stakeholder relationships; corporate, Retail, Credit, Legal and IT departments.

• Proactiely analyze in the core banking system (T24) the loans issues and raise them to Credit Operations and IT for the resolution.
• Check and validate approved list to be charged off before being sent to Credit Operations for Charge-off.
• Ensure accuracy and timeliness in the completion of all Credit administration processing.

Daily Responsibilities:

• Provide the decision on the subsequent disbursement requests that assigned to self by the line managers.
• Follow up with the IT and Credit Operations for all loans with irregularities for corrections
• Working closely with the consultants on the proposed change in the CBS and analysis to develop or modify information systems.
• Build strong business relationships with Credit Administration stakeholders (Corporate, Risk, Credit and Audit departments (Internal and External as well as BNR inspectors).
• Submit daily/weekly/monthly report of all loans approved & disbursed and related TAT

Educational qualifications and work experience:

• Bachelor’s degree in business/finance/accounting
• Possession of Professional Qualifications in banking is an added advantage.
• Minimum Two (2) years of experience.
• Team Leadership, Credit Operations, and General Banking

• Ensure compliance with Bank credit policies, and regulatory requirements and best practice in the appraisal process with a view to minimizing credit risk.
• Ensure compliance with service standards as per SLA terms to support business growth and minimize the TAT.
• Review and submit the recommendation to the Supervisor on the credit applications for subsequent disbursements on Mortgage Loans, Invoice Discount Finance, Local Purchasing Order and Bank Guarantees under the existing approved composite line.
• Manage stakeholder relationships; corporate, Retail, Credit, Legal and IT departments.
• Proactively analyze in the core banking system (T24) the loans issues and raise them to Credit Operations and IT for the resolution.
• Check and validate approved list to be charged off before being sent to Credit Operations for Charge-off.
• Ensure accuracy and timeliness in the completion of all Credit administration processing.

• Bachelor’s degree in business/finance/accounting
• Possession of Professional Qualifications in banking is an added advantage.
• Minimum Two (2) years of experience.
• Team Leadership, Credit Operations, and General Banking