Credit Specialist
2025-05-28T13:09:14+00:00
Development Bank of Rwanda (BRD)
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https://www.brd.rw/brd
FULL_TIME
kigali
Kigali
00000
Rwanda
Banking
Admin & Office
2025-06-07T17:00:00+00:00
Rwanda
8
The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.
The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.
To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:
Availing transformational finance.
Increasing green financing for a resilient future.
Driving scale and impact.
Fostering innovation and technology.
To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.
BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.
To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following position:
CREDIT SPECIALIST (1)
Background Information
Job Title: Credit Specialist
Department: CEO’s office
Reports to: E-Moto - Project Coordinator
Project Introduction
The Rwanda Development Bank (BRD), through the project Accelerating the Deployment of E-Motos in Rwanda, is leading the implementation of the E-Moto Credit Enhancement Facility (E-CEF), a flagship initiative aimed at promoting the transition to electric motorcycles across the country. As the implementing agency, BRD is responsible for managing the facility, coordinating stakeholders, deploying financial instruments such as guarantees and results-based incentives, and ensuring robust monitoring and reporting.
To support this effort, BRD will establish the E-CEF Finance Advisory Team, tasked with Mobilizing finance for e-moto manufacturers and operators to expand access to affordable electric motorcycles and delivering economic and environmental impact, initially in Kigali, by reducing emissions and creating green jobs.
This initiative directly contributes to Rwanda’s green growth and climate goals by fostering sustainable urban transport and inclusive development.
Contract Terms: Open-Ended
Purpose of the Job
The Credit Specialist will be a core member of the E-Moto Finance Advisory Team responsible for developing structured finance, blended finance, and credit enhancement approaches that meet bankability requirements; conducting credit due diligence assessments for proposed transactions; designing sector-specific credit products; and managing associated risks to support financing for e-moto manufacturers and operators. The role also involves stakeholder engagement, portfolio monitoring, and capacity building to strengthen BRD’s credit delivery and risk management for structured finance, blended finance, and credit enhanced transactions in the e-mobility with possible application to other sectors
Key Responsibilities:
- Develop structured finance and other approaches that meet bankability requirements based on worldwide proven financial best practices.
- Conduct credit due diligence assessments for proposed transactions to determine creditworthiness, analyzing financial statements, cash flow projections, business plans, and other information as needed to assess the viability of proposed financing requests.
- Develop risk assessment models and frameworks specific to the e-moto sector.
- Design and implement innovative credit products that cater to the unique needs of the e-mobility market, including structured finance solutions.
- Collaborate with the Transaction Specialist to ensure that proven structured finance techniques, credit enhancements, and credit products are effectively integrated into financing offers for e-moto initiatives.
- Identify and mitigate potential risks associated with lending to e-moto manufacturers and operators, ensuring compliance with BRD’s risk management policies.
- Monitor the performance of credit portfolios and provide insights for risk management strategies.
- Work closely with financial institutions, microfinance organizations, and other stakeholders to facilitate access to credit enhancements and financing solutions.
- Engage in discussions with national and local government and regulatory bodies to promote favorable credit conditions and an enabling environment for the e-mobility sector.
- Prepare regular reports on credit performance, including delinquency rates, defaults, and recovery efforts, providing recommendations for improvement.
- Ensure comprehensive documentation of all credit transactions and adherence to BRD’s reporting standards and that of other funder(s).
- Conduct training sessions for BRD staff and stakeholders on credit risk assessment, management practices, and best practices in lending with a focus on structured finance and credit enhancements.
- Promote knowledge sharing and continuous improvement within the team regarding credit solutions and market trends.
- Carry on any other assignment delegated by the line manager or the Management of the Bank.
Performance Indicators
The performance of the Credit Specialist will be assessed based on key performance indicators related to adherence to set risk limits and risk management framework, effectiveness of credit products developed, portfolio performance (e.g., default and recovery rates), and the level of stakeholder engagement and training delivered.
Professional, academic qualifications and experience
- A bachelor’s or master’s degree in finance, economics, business administration, or a related field.
- At least five years of progressive experience in credit analysis, risk management, or lending within the financial services sector in Rwanda.
- In-depth and up-to-date knowledge of the Rwandan banking and (M)SME finance sector, including Rwandan banking regulations.
- Proven experience in assessing creditworthiness and managing credit portfolios.
- Strong analytical skills with the ability to develop and assess investment proposals, financial models, complex financial data, and make informed decisions.
- Strong knowledge of best practices in structured finance, blended finance, credit enhancement techniques, guarantees, export financing mechanisms, and international trade practices is desirable.
- Experience in conducting training, developing credit manuals, and portfolio reporting is desirable.
- Strong written and verbal communication skills and ability to engage with diverse stakeholders.
- Excellent communication and interpersonal skills to effectively engage with stakeholders.
- Ability to conduct thorough analyses and ensure accuracy in credit assessments.
- Strong problem-solving skills to identify and address credit-related issues effectively.
Key Responsibilities: Develop structured finance and other approaches that meet bankability requirements based on worldwide proven financial best practices. Conduct credit due diligence assessments for proposed transactions to determine creditworthiness, analyzing financial statements, cash flow projections, business plans, and other information as needed to assess the viability of proposed financing requests. Develop risk assessment models and frameworks specific to the e-moto sector. Design and implement innovative credit products that cater to the unique needs of the e-mobility market, including structured finance solutions. Collaborate with the Transaction Specialist to ensure that proven structured finance techniques, credit enhancements, and credit products are effectively integrated into financing offers for e-moto initiatives. Identify and mitigate potential risks associated with lending to e-moto manufacturers and operators, ensuring compliance with BRD’s risk management policies. Monitor the performance of credit portfolios and provide insights for risk management strategies. Work closely with financial institutions, microfinance organizations, and other stakeholders to facilitate access to credit enhancements and financing solutions. Engage in discussions with national and local government and regulatory bodies to promote favorable credit conditions and an enabling environment for the e-mobility sector. Prepare regular reports on credit performance, including delinquency rates, defaults, and recovery efforts, providing recommendations for improvement. Ensure comprehensive documentation of all credit transactions and adherence to BRD’s reporting standards and that of other funder(s). Conduct training sessions for BRD staff and stakeholders on credit risk assessment, management practices, and best practices in lending with a focus on structured finance and credit enhancements. Promote knowledge sharing and continuous improvement within the team regarding credit solutions and market trends. Carry on any other assignment delegated by the line manager or the Management of the Bank.
Strong knowledge of best practices in structured finance, blended finance, credit enhancement techniques, guarantees, export financing mechanisms, and international trade practices is desirable. Experience in conducting training, developing credit manuals, and portfolio reporting is desirable. Strong written and verbal communication skills and ability to engage with diverse stakeholders. Excellent communication and interpersonal skills to effectively engage with stakeholders. Ability to conduct thorough analyses and ensure accuracy in credit assessments. Strong problem-solving skills to identify and address credit-related issues effectively.
Professional, academic qualifications and experience A bachelor’s or master’s degree in finance, economics, business administration, or a related field. At least five years of progressive experience in credit analysis, risk management, or lending within the financial services sector in Rwanda. In-depth and up-to-date knowledge of the Rwandan banking and (M)SME finance sector, including Rwandan banking regulations. Proven experience in assessing creditworthiness and managing credit portfolios. Strong analytical skills with the ability to develop and assess investment proposals, financial models, complex financial data, and make informed decisions.
JOB-68370afade234
Vacancy title:
Credit Specialist
[Type: FULL_TIME, Industry: Banking, Category: Admin & Office]
Jobs at:
Development Bank of Rwanda (BRD)
Deadline of this Job:
Saturday, June 7 2025
Kigali | Rwanda
Summary
Date Posted: Wednesday, May 28 2025, Base Salary: Not Disclosed
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JOB DETAILS:
The Development Bank of Rwanda (BRD) Plc is Rwanda’s only National Development Bank mandated to support Rwanda’s Vision 2050 development agenda. Over the past five years, the bank has registered exponential growth contributing to socio-economic development, strengthening institutional and human capacity, fostering corporate governance and risk management practices.
The Bank is implementing the revised strategic plan for 2024-2028 which is appropriately aligned to the country’s strategic direction enabling the Bank to unlock better value creation for its stakeholders by supporting entrepreneurs, addressing market failures, and impactful socioeconomic development.
To deliver on its bold vision and impactful objectives, the Bank’s expanded and refocused mandate is underpinned on four strategic focus areas:
Availing transformational finance.
Increasing green financing for a resilient future.
Driving scale and impact.
Fostering innovation and technology.
To achieve its strategic mandate, BRD recognizes the importance of strengthening its human and institutional capital to drive sustainable development and ensure the Bank remains a center of excellence in the financial sector.
BRD is committed to respecting gender equality and disability norms. We promote gender-responsive practices. Qualified candidates particularly females and persons living with disabilities are encouraged to apply.
To help accomplish this ambitious and exciting vision, the Development Bank of Rwanda (BRD) would like to recruit suitable qualified candidates to fill the following position:
CREDIT SPECIALIST (1)
Background Information
Job Title: Credit Specialist
Department: CEO’s office
Reports to: E-Moto - Project Coordinator
Project Introduction
The Rwanda Development Bank (BRD), through the project Accelerating the Deployment of E-Motos in Rwanda, is leading the implementation of the E-Moto Credit Enhancement Facility (E-CEF), a flagship initiative aimed at promoting the transition to electric motorcycles across the country. As the implementing agency, BRD is responsible for managing the facility, coordinating stakeholders, deploying financial instruments such as guarantees and results-based incentives, and ensuring robust monitoring and reporting.
To support this effort, BRD will establish the E-CEF Finance Advisory Team, tasked with Mobilizing finance for e-moto manufacturers and operators to expand access to affordable electric motorcycles and delivering economic and environmental impact, initially in Kigali, by reducing emissions and creating green jobs.
This initiative directly contributes to Rwanda’s green growth and climate goals by fostering sustainable urban transport and inclusive development.
Contract Terms: Open-Ended
Purpose of the Job
The Credit Specialist will be a core member of the E-Moto Finance Advisory Team responsible for developing structured finance, blended finance, and credit enhancement approaches that meet bankability requirements; conducting credit due diligence assessments for proposed transactions; designing sector-specific credit products; and managing associated risks to support financing for e-moto manufacturers and operators. The role also involves stakeholder engagement, portfolio monitoring, and capacity building to strengthen BRD’s credit delivery and risk management for structured finance, blended finance, and credit enhanced transactions in the e-mobility with possible application to other sectors
Key Responsibilities:
- Develop structured finance and other approaches that meet bankability requirements based on worldwide proven financial best practices.
- Conduct credit due diligence assessments for proposed transactions to determine creditworthiness, analyzing financial statements, cash flow projections, business plans, and other information as needed to assess the viability of proposed financing requests.
- Develop risk assessment models and frameworks specific to the e-moto sector.
- Design and implement innovative credit products that cater to the unique needs of the e-mobility market, including structured finance solutions.
- Collaborate with the Transaction Specialist to ensure that proven structured finance techniques, credit enhancements, and credit products are effectively integrated into financing offers for e-moto initiatives.
- Identify and mitigate potential risks associated with lending to e-moto manufacturers and operators, ensuring compliance with BRD’s risk management policies.
- Monitor the performance of credit portfolios and provide insights for risk management strategies.
- Work closely with financial institutions, microfinance organizations, and other stakeholders to facilitate access to credit enhancements and financing solutions.
- Engage in discussions with national and local government and regulatory bodies to promote favorable credit conditions and an enabling environment for the e-mobility sector.
- Prepare regular reports on credit performance, including delinquency rates, defaults, and recovery efforts, providing recommendations for improvement.
- Ensure comprehensive documentation of all credit transactions and adherence to BRD’s reporting standards and that of other funder(s).
- Conduct training sessions for BRD staff and stakeholders on credit risk assessment, management practices, and best practices in lending with a focus on structured finance and credit enhancements.
- Promote knowledge sharing and continuous improvement within the team regarding credit solutions and market trends.
- Carry on any other assignment delegated by the line manager or the Management of the Bank.
Performance Indicators
The performance of the Credit Specialist will be assessed based on key performance indicators related to adherence to set risk limits and risk management framework, effectiveness of credit products developed, portfolio performance (e.g., default and recovery rates), and the level of stakeholder engagement and training delivered.
Professional, academic qualifications and experience
- A bachelor’s or master’s degree in finance, economics, business administration, or a related field.
- At least five years of progressive experience in credit analysis, risk management, or lending within the financial services sector in Rwanda.
- In-depth and up-to-date knowledge of the Rwandan banking and (M)SME finance sector, including Rwandan banking regulations.
- Proven experience in assessing creditworthiness and managing credit portfolios.
- Strong analytical skills with the ability to develop and assess investment proposals, financial models, complex financial data, and make informed decisions.
- Strong knowledge of best practices in structured finance, blended finance, credit enhancement techniques, guarantees, export financing mechanisms, and international trade practices is desirable.
- Experience in conducting training, developing credit manuals, and portfolio reporting is desirable.
- Strong written and verbal communication skills and ability to engage with diverse stakeholders.
- Excellent communication and interpersonal skills to effectively engage with stakeholders.
- Ability to conduct thorough analyses and ensure accuracy in credit assessments.
- Strong problem-solving skills to identify and address credit-related issues effectively.
Work Hours: 8
Experience in Months: 60
Level of Education: bachelor degree
Job application procedure
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