FINANCIAL SAFETY COMPANY (FISA CO) PLC a microfinance institution registered by Rwanda Development Board under company code number 103127995 and licensed by National Bank of Rwanda (BNR). It was established on 4 November, 2013 and operating in Rwanda with the main value Inclusive finance for development, while its main mission is Facilitating access to client driven financial services and accompanying non-financial services to all financial excluded population mainly those living in rural areas, with a particular focus on farmers, entrepreneurs, women and youth especially living in rural areas in order to enable them saving and creating small income generating projects and reduce poverty, headquartered at Rubavu, Tel 0786278862, email: info@fisa.rw is recruiting self-motivated, High Integrity and Ethical Conduct, individuals with excellent communication skills to fill the positions:

Responsibilities or duties

• Receive credit application files for analysis;
• Visit clients to collect additional information on the project;
• Visit the guarantees given by customers for a preliminary assessment;
• Explain to customers the different types of credit and the related conditions;
• Analyze and evaluate credit application files and prepare a summary of file recommendations for the Branch Credit Committee;
• Present and defend credit application files to the Credit Committee for the Branches;
• Regularly maintain the good quality of the credit portfolio through regular monitoring of customers;
• Make weekly planning for visits and customer follow-ups;
• Participate in credit recovery activities;
• Ensure the interim of the Branch Manager if necessary;

Qualifications or requirements (e.g., education, skills)

• Be of Rwandan nationality;
• Have a bachelor's degree in Accounting, Management, Economics, Finance and other similar fields;
• Master Kinyarwanda, English, and French;
• Know the use of computer tools with at least word processing software and accounting software;
• Have good analytical skills;
• Have ease of communication, adaptation and writing;
• Be conscientious;
• Be of good moral character and family and social reputation.

Experience needed

• At least 1 year of experience in a credit department;

• Receive credit application files for analysis;
• Visit clients to collect additional information on the project;
• Visit the guarantees given by customers for a preliminary assessment;
• Explain to customers the different types of credit and the related conditions;
• Analyze and evaluate credit application files and prepare a summary of file recommendations for the Branch Credit Committee;
• Present and defend credit application files to the Credit Committee for the Branches;
• Regularly maintain the good quality of the credit portfolio through regular monitoring of customers;
• Make weekly planning for visits and customer follow-ups;
• Participate in credit recovery activities;
• Ensure the interim of the Branch Manager if necessary;

• Good analytical skills
• Ease of communication, adaptation and writing
• Conscientious
• High Integrity and Ethical Conduct
• Excellent communication skills

• Be of Rwandan nationality;
• Have a bachelor's degree in Accounting, Management, Economics, Finance and other similar fields;
• Master Kinyarwanda, English, and French;
• Know the use of computer tools with at least word processing software and accounting software;
• Be of good moral character and family and social reputation.