COPEDU Plc is a Public Limited Company licensed by the National Bank of Rwanda to operate as a Financial Institution registered in the Office of the Registrar General with Company Code:100544628, P.O Box.4053, Kigali. COPEDU Plc is a Deposit Taking Financial Institution operating in Rwanda offering Banking services as mandated under the Rwandan law.

COPEDU Plc wishes to encourage all qualified, capable, and interested candidates to apply for the position of Senior Risk Officer.

Department: Risk and Compliance Department

Reports to: Head Risk and Compliance

Location: Kigali

General description

The Senior Risk Officer is responsible for managing and communicating risk management policies at COPEDU Plc. This role involves assessing, identifying, and mitigating risks, ensuring compliance with laws and regulations, and advising senior management on risk-related matters.

Responsibilities or duties

• Establish and maintain comprehensive risk management policies, frameworks, and procedures aligned with regulatory and industry standards.
• Define risk appetite, tolerance levels, and mitigation strategies across the organization.
• Conduct regular and ad-hoc risk assessments to identify vulnerabilities and evaluate potential impact.
• Analyze internal data and external trends to anticipate emerging risks and support strategic planning.
• Evaluate the effectiveness of internal controls and operational processes.
• Support the development of business continuity and disaster recovery plans.
• Design and implement risk mitigation strategies and action plans.
• Advise management on risk exposure, compliance issues, and improvement opportunities.
• Promote a strong risk-aware culture and corporate governance practices.
• Communicate risk insights and compliance requirements across departments.
• Review high-value contracts to ensure adequate risk controls.
• Maintain records of insurance policies, claims, and renewals.
• Ensure compliance with consumer protection laws and regulatory standards
• Educate staff on risk management, compliance responsibilities, and governance principles.
• Drive continuous improvement of risk and compliance programs.

Qualifications or requirements (e.g., education, skills)

• Bachelor’s degree in business administration, economics, Finance, Accounting or a related field.
• Certification, CPA or ACCA is an added advantage.
• Proven experience in developing and implementing risk and compliance frameworks
• Ability to conduct risk assessments, analysis, and reporting.
• Strong analytical and problem-solving skills.
• Excellent organizational and planning skills.
• Strong attention to detail.
• Ability to understand broader business issues.

Experience needed

• Minimum 3 years of relevant experience in risk management, compliance, or internal audit working in financial sector is value added
• Experience in the financial services, banking, or microfinance sector is highly desirable

Any other provided details (e.g., benefits, work environment, team info, or additional notes)

• Competitive and attractive salary package;
• Annual leave allowance;
• Long service recognition allowance;
• Preferential interest rates on staff loans;
• Annual performance bonus based on individual and company performance;
• Medical insurance coverage;
• Supportive and collaborative working environment;
• Opportunities for continuous professional development and career advancement;
• Etc.

• Establish and maintain comprehensive risk management policies, frameworks, and procedures aligned with regulatory and industry standards.
• Define risk appetite, tolerance levels, and mitigation strategies across the organization.
• Conduct regular and ad-hoc risk assessments to identify vulnerabilities and evaluate potential impact.
• Analyze internal data and external trends to anticipate emerging risks and support strategic planning.
• Evaluate the effectiveness of internal controls and operational processes.
• Support the development of business continuity and disaster recovery plans.
• Design and implement risk mitigation strategies and action plans.
• Advise management on risk exposure, compliance issues, and improvement opportunities.
• Promote a strong risk-aware culture and corporate governance practices.
• Communicate risk insights and compliance requirements across departments.
• Review high-value contracts to ensure adequate risk controls.
• Maintain records of insurance policies, claims, and renewals.
• Ensure compliance with consumer protection laws and regulatory standards
• Educate staff on risk management, compliance responsibilities, and governance principles.
• Drive continuous improvement of risk and compliance programs.

• Strong analytical and problem-solving skills.
• Excellent organizational and planning skills.
• Strong attention to detail.
• Ability to understand broader business issues.

• Bachelor’s degree in business administration, economics, Finance, Accounting or a related field.
• Certification, CPA or ACCA is an added advantage.
• Proven experience in developing and implementing risk and compliance frameworks
• Ability to conduct risk assessments, analysis, and reporting.